OK, so I didn’t write anything for a while here because, well, I didn’t like the other layout. WordPress updated with a new one I felt like fiddling with, so here I am.

I’m in consolidation mode. I probably should be shopping for Christmas presents, but instead, I’m writing a blog post (this one you’re reading right here) and trying to understand budgeting (again) using YNAB. You’re not supposed to use it as a way of tracking your bank accounts, so I’m going to try doing spending without involving bank account movements. I’m one of those people who spends what she has because it’s there. For 2015, I’m going to spend because it’s in the budget. We’ll see if my checking account survives this shocking change.

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